Builders’ Risk Overview

Comprehensive and Flexible Coverage

Coverage for buildings in the course of construction

  • Coverage for commercial buildings or structures and residential buildings or homes
  • Coverage can be written for general contractor or building owner
  • Includes scaffolding, temporary fencing

Scheduled jobsite

  • Schedule as part of the policy
  • Coverage can be written for multiple projects

Built-in replacement cost valuation

  • Includes materials, labor, overhead, and profit

Built-in coverage extensions and supplemental coverages

  • Debris Removal
  • Emergency Removal
  • Emergency Removal Expenses
  • Fraud and Deceit
  • Limited Fungus Coverage
  • Waterborne Property
  • Expediting Expenses
  • Expense To Re-Erect Scaffolding
  • Fire Department Service Charges
  • Ordinance Or Law (Undamaged Parts Of Building)
  • Ordinance Or Law (Increased Cost To Repair, Cost To Demolish)
  • Personal Property
  • Pollutant Cleanup
  • Rewards
  • Sewer Backup
  • Storage Locations
  • Transit
  • Trees, Shrubs, and Plants

Available optional coverages

  • Delay In Completion (soft costs, rental income, income coverage)
  • Equipment Breakdown and Testing
  • Green Building Coverage
  • Contract Penalty
  • Claim Preparation Expense
  • Plans, Blueprints, and Drawings

Risk Management Resources